Manage Your Risks
Explore Opportunities for Growth
Establish a Plan You Can Rely On
Retirement shouldn't keep you up at night.
The possibilities of retirement are exciting, but if funding your retirement has kept you up at night, you're not alone.
You want a retirement plan that offers security for an uncertain future. However, with so many opinions about what's right - and so much that matters at stake - it’s hard to feel confident knowing which path to choose.
At Mouganis Financial Services, we're committed to helping you design a plan that gives you financial confidence about your future, while leaving the legacy you want.
When you partner with Mouganis Financial Services, you have constant access to see how your plan is performing. Our client portal is the same powerful tool used by big brand name investment firms, but managed by an advisor who knows you by name and has your best interest at heart.
Retirement Planning Services
No matter your level of wealth, we'll help you reach your goals by working through a comprehensive process to manage your financial life in retirement and create a long-term plan that's customized to your needs.
Comprehensive Retirement Planning
Retirement Risk Management
Investment Strategies for Withdrawals
Long-Term Care Planning
Social Security Strategy
Here's how to start.
Soon we'll feel like old friends.
Schedule a Consultation
In this first complimentary consultation, leave your checkbook at home. I'll simply learn about your unique retirement circumstances, answer questions and offer advice.
Pick the Best Retirement Plan
Then, I'll craft a personalized and comprehensive plan that manages risks, such as market volatility, while structuring the right distribution plan for you. We'll also address longevity, inflation, long-term care costs, and helping you maintain the legacy you want.
Make the Most of the Life You’ve Earned
From there, I'll remain committed to managing your risks, while providing opportunities for growth, so that you can focus on celebrating the life you’ve earned with confidence about your future.
What does it cost?
We promise transparent and competitive pricing and no surprise fees.
|Assets Under Management||Fee|
|$500,000 - $999,999||0.95%|
|$1,000,000 - $2,4999,999||0.85%|
|$5,000,000 - $9,999,999||0.55%|
PPS Custom Program (Transactions), PPS Select and Third Party Asset Management program Account clients will pay an annual Management Fee, billed quarterly, which is negotiable and which, unless otherwise agreed, shall be based on the value of assets in the Account. In addition to the annual management fee, PPS Custom Program clients may pay transaction charges, administrative charges, and miscellaneous account fees and charges, as described in the PPS Custom Client Agreement and Commonwealth’s ADV Part 2A Brochure. PPS Select program clients will pay a total annual fee that consists of the management fee and a program fee, as outlined in the PPS Select client agreement and Commonwealth's ADV 2A. Third party asset management program clients will pay additional program, administration and account fees as outlined in the program's client agreement and the asset manager's ADV 2A.
What do you get for your fee?
First, you get my devoted attention and expert guidance after nearly three decades in the business. Together, we'll identify your goals and objectives and build a comprehensive plan, utilizing in-house resources or those of our partner, Commonwealth, like:
- Custom designed asset management
- Proactive tax management
- Institutional pricing for investments
- Advanced planning expertise to help provide solutions for clients with complex needs
- Research analysis to make sure you're making wise moves with your money
- Insurance and risk management specialists to protect your assets
What should you expect?
Beyond a thorough, forward-thinking plan, you can expect to be as involved as you'd like throughout the entire process. Here are just a few ways we'll keep you absolutely in the know:
- 24/7 access to your personalized client portal
- Access to me and my team with any questions or concerns
- Quarterly reports
- Semi-annual check-in appointments (and more as needed)
- Tips along the way when there's pertinent retirement or market information to share